Logo Kratos Pay™Kratos Pay™ Mobile Money

MoK™ – The currency that simplifies your daily life.

Make your transfers, payments, and receive money with no fees. Withdraw funds for just 1%.

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What is MoK™ for?

Create an account in 1 minute

Enter your number, confirm with the code you receive, add your name and you're done.

Fee - free transfers between MoK™ members

Send money instantly and for free to all other users of the platform. It's the fastest and most economical way to share funds with your loved ones.

Free deposits through our authorized agents.

Deposit money into your account without any additional fees. Easily find the nearest authorized agent and top up your balance instantly and securely.

Withdrawals from our agents with a 1% fee

Withdraw your money whenever you want. Our extensive network of agents provides you with simple and fast access to your funds.

Bill payments at 1% fee

Pay your electricity, water, internet bills and more directly from your account. Enjoy a fast, reliable service, fully exempt from service fees.

Pay your merchants easily and for free.

Pay for goods and services at all our partner merchants. Scan, confirm and pay in seconds with no hidden transaction fees to worry about.

Manage your money differently with MoK™

Yango rides

  • Order your rides
  • Track your trip in real time
  • Pay directly from the app
  • Manage your fleet (earnings, owners, vehicles, etc.).
Yango rides
Prepaid bank cards

Prepaid bank cards

  • Purchase your virtual or physical card
  • Top up and monitor your transactions
  • Become a reseller of Mok™ prepaid cards.

Deliveries

Create your requests, track and manage your deliveries, and receive your parcels. You can also administer your fleet and monitor your drivers, through our delivery creation APIs.

Deliveries

They trust us.

Mariam Diallo
“Now I can receive money instantly from Congo, Chad, and other countries, with no fees! I can pay for my shopping, settle my bills, and even book Yango rides. And if I need cash, I can easily find an agent. Honestly, having everything in one app is just great!” — Customer
Mariam Diallo